PROBLEM TO BE SOLVED: To provide a driving diagnostic device and a driving diagnostic method which determine that a driver of an own vehicle has a low degree of risk when the same takes an appropriate driving action even though the own vehicle comes close to another mobile body at an intersection.SOLUTION: When a distance between an own vehicle and another mobile body becomes not more than a predetermined distance while the own vehicle takes a right or left turn at an intersection and a driver does not reduce a speed of the own vehicle before the distance between the own vehicle and the mobile body becomes not more than the predetermined distance, a driving diagnostic device determines that the driver has a degree of risk higher than the previously determined degree of risk and an insurance fee higher than the previously calculated insurance fee. When the driver reduces the speed of the own vehicle before the distance between the own vehicle and the mobile body become not more than the predetermined distance, the driving diagnostic device maintains the previously determined degree of risk for the driver.

    【課題】 交差点において、自車両と他の移動体との距離が接近した場合あっても、自車両の運転者が良好な運転行動をとっているときには、リスク度が高くならないように判定する運転診断装置および運転診断方法を提供すること。【解決手段】 自車両の交差点における右折時または左折時に、自車両と移動体との距離が所定距離以下となった場合に、自車両と移動体との距離が所定距離以下となる前に自車両が減速していなかったときには、前回判定したリスク度よりもリスク度が高くなるように判定するとともに前回算定した保険料よりも保険料が高くなるように判定し、自車両と移動体との距離が所定距離以下となる前に自車両が減速していたときには、前回判定したリスク度を維持するようにした。【選択図】 図1


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    Title :

    DRIVING DIAGNOSTIC DEVICE, INSURANCE FEE CALCULATION DEVICE, DRIVING DIAGNOSTIC METHOD AND INSURANCE FEE CALCULATION METHOD


    Additional title:

    運転診断装置、保険料算定装置、運転診断方法および保険料算定方法


    Contributors:

    Publication date :

    2015-07-30


    Type of media :

    Patent


    Type of material :

    Electronic Resource


    Language :

    Japanese


    Classification :

    IPC:    G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / G08G Anlagen zur Steuerung, Regelung oder Überwachung des Verkehrs , TRAFFIC CONTROL SYSTEMS



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