PROBLEM TO BE SOLVED: To provide a vehicle insurance rate determination system for preventing a user from being charged with new costs in information communication related to determination of an insurance rate to be performed by the user and a dedicated server operated by an insurance company or a third party agency.SOLUTION: A vehicle information transmitter 1 which detects travel distance information and/or driving information, and wirelessly transmits the information to the outside is installed in a vehicle, and the travel distance information and/or driving information is received by an information communication terminal 3 already occupied by a user, and the travel distance information and/or driving information is managed by application software for an information communication terminal, and the travel distance information and/or driving information managed by the application software for the information communication terminal is directly or indirectly transmitted to an insurance rate determination device 7 by communication means provided at the information communication terminal 3, and a rate is determined by preliminarily set rate determination means.SELECTED DRAWING: Figure 1

    【課題】ユーザと、保険会社又は第三者機関が運用する専用サーバ等と、で行われる保険料率決定に関する情報通信において、ユーザに新たなコストを負担させない車両用保険料率決定システムを提供する。【解決手段】走行距離情報及び/又は運転情報を検出し外部へ無線送信する車両情報送信器1を車両に有し、前記走行距離情報及び/又は運転情報を既にユーザが占有している情報通信端末3により受信し、情報通信端末用アプリケーションソフトウエアにより、前記走行距離情報及び/又は運転情報を管理し、前記情報通信端末3に備えられた通信手段から前記情報通信端末用アプリケーションソフトウエアにより管理された前記走行距離情報及び/又は運転情報を保険料率決定装置7に直接的または間接的に送信し、予め設定された料率決定手段により料率決定する、ことを特徴とする。【選択図】図1


    Access

    Download


    Export, share and cite



    Title :

    VEHICLE INSURANCE RATE DETERMINATION SYSTEM


    Additional title:

    車両用保険料率決定システム


    Contributors:

    Publication date :

    2017-06-01


    Type of media :

    Patent


    Type of material :

    Electronic Resource


    Language :

    Japanese


    Classification :

    IPC:    G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / H04M TELEPHONIC COMMUNICATION , Fernsprechverkehr / G08G Anlagen zur Steuerung, Regelung oder Überwachung des Verkehrs , TRAFFIC CONTROL SYSTEMS



    Autonomous vehicle technology effectiveness determination for insurance pricing

    KONRARDY BLAKE / CHRISTENSEN SCOTT T / HAYWARD GREGORY et al. | European Patent Office | 2021

    Free access

    Vehicle double-insurance brake system

    ZHOU GUANGZHUO / ZHOU HONGJIAN | European Patent Office | 2015

    Free access


    Vehicle-mounted terminal and vehicle insurance terminal system

    HAN YUNQUAN | European Patent Office | 2022

    Free access

    Insurance men figure death rate

    Engineering Index Backfile | 1929