The present invention relates to a 2-channel payment method using a short distance device. The 2-channel payment method of the present invention is performed by a server, and comprises the steps of: mapping and storing a unique code which is transmitted through an asynchronous wireless signal and unique information which uniquely identifies a user possessing wireless terminal (or a program of a wireless terminal) having a short distance device in a user possessing short distance device equipped with a chip module having multiple functions such as a bidirectional short distance communications function including Wi-Fi communications and an asynchronous wireless signal transmission function; receiving payment request information including a unique code recognized through the asynchronous wireless signal from a payment device which receives the asynchronous wireless signal transmitted from the chip module of the user possessing short distance device; receiving payment confirmation information including an authentication code which is generated in the chip module of the short distance device and provided to the wireless terminal through the bidirectional short distance communications from a wireless terminal (or a program of a wireless terminal) corresponding to the unique information mapping the unique code; and processing a payment procedure requested through the payment request information to be performed by authenticating the validity of the authentication code included in the payment confirmation information.

    본 발명은 근거리장치를 이용한 2채널 결제 방법에 관한 것으로, 본 발명에 따른 근거리장치를 이용한 2채널 결제 방법은, 서버에 의해 실행되는 방법에 있어서, 비동기 무선신호 송출 기능과 와이파이 통신을 포함하는 양방향 근거리 통신 기능을 다중 구비한 칩모듈을 탑재한 사용자 소유 근거리장치에서 상기 비동기 무선신호를 통해 송출하는 고유코드와 상기 근거리장치를 소유한 사용자 소유 무선단말(또는 무선단말의 프로그램)을 고유 식별하는 고유정보를 매핑하여 저장하고, 상기 사용자 소유 근거리장치의 칩모듈에서 송출한 비동기 무선신호를 수신한 결제장치로부터 상기 비동기 무선신호를 통해 인식된 고유코드를 포함하는 결제요청정보를 수신하고, 상기 고유코드와 매핑된 고유정보에 대응하는 무선단말(또는 무선단말의 프로그램)로부터 상기 근거리장치의 칩모듈에서 생성되어 상기 양방향 근거리 통신을 통해 상기 무선단말로 제공된 인증코드를 포함하는 결제확인정보를 수신하며, 상기 결제확인정보에 포함된 인증코드의 유효성이 인증됨에 의해 상기 결제요청정보를 통해 요청된 결제 절차가 수행되도록 처리한다.


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    Titel :

    2 Method for Providing Two-Channel Payment by using Close Range Device


    Weitere Titelangaben:

    근거리장치를 이용한 2채널 결제 방법


    Beteiligte:
    KIM JAE HYUNG (Autor:in) / KWON BONG KI (Autor:in)

    Erscheinungsdatum :

    07.12.2017


    Medientyp :

    Patent


    Format :

    Elektronische Ressource


    Sprache :

    Koreanisch


    Klassifikation :

    IPC:    H04L TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION , Übertragung digitaler Information, z.B. Telegrafieverkehr / B60N SEATS SPECIALLY ADAPTED FOR VEHICLES , Sitze besonders für Fahrzeuge ausgebildet / G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / G06K Erkennen von Daten , RECOGNITION OF DATA



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